Guiding You From Application to Completion with the Care of a Family-Run Firm.

Buying a home is likely the biggest financial commitment you will ever make, so you deserve more than just a computer algorithm or a call centre script. At I J Mortgage Solutions, we provide a dedicated, human service that cuts through the jargon and fights for your best interests.

About I J Mortgage Solutions

Family Values. Financial Expertise.

I J Mortgage Solutions isn’t just a business name; it’s a promise. Named after the founder’s two children, Ivy and Jax, our firm was built on a simple principle: we treat your family’s future with the same care and dedication as we do our own.

We know that a mortgage is more than just a loan—it’s the foundation of your family’s life. Whether you are buying your first home, moving up the ladder, or protecting your income, we are here to ensure that foundation is rock solid..

Based in Warrington, Serving the UK

We are proudly based in Warrington, but our reach is nationwide.

We understand that modern life is busy. You don’t need to take a half-day off work to visit a bank branch. We utilize the latest technology to offer Zoom, Teams, and telephone consultations to clients across the entire UK. Whether you are in London, Manchester, or the Scottish Highlands, you get the same expert advice from the comfort of your own living room.

Meet Joshua Barlow

Founder & Director

While I J Mortgage Solutions is a fresh, modern firm established in 2026, it is built on a bedrock of experience. Director Joshua Barlow brings over 13 years of industry expertise, having worked extensively within the independent financial sector.

After more than a decade helping clients navigate the complex world of finance, Joshua decided to launch his own firm with a clear vision: to combine the professional rigour of a large corporate firm with the personal, empathetic touch of a local business.

"I started this company to offer something different. I wanted to move away from the transactional nature of the industry and build long-term relationships. When you see 'I J' on the door, you know you are dealing with a company rooted in family values." — Joshua Barlow