Protecting Your Future

We don't just arrange mortgages; we ensure you can keep them. Finding the right home is hard work, but protecting it shouldn't be. We search the whole market to find robust insurance policies that provide a financial safety net for you, your family, or your business when it’s needed most.

Mortgage Protection Insurance

A cost-effective policy where the payout decreases over time in line with your mortgage balance. Its sole purpose is to clear your mortgage debt if you pass away.

Life Insurance (Level Term)

Provides a fixed cash lump sum to your loved ones if you pass away. Ideal for covering living costs, school fees, or interest-only mortgages to ensure your family’s standard of living is maintained.

Critical Illness Cover

Pays out a tax-free lump sum if you are diagnosed with a specified serious illness (like cancer, heart attack, or stroke). It gives you the financial freedom to focus on recovery, not bills.

Income Protection

Replaces a portion of your monthly income if you cannot work due to accident or sickness. It ensures your mortgage and bills are paid until you are well enough to return to work.

Whole of Life Insurance

Unlike standard term insurance, this guarantees a payout whenever you die, provided premiums are maintained. Often used for funeral costs or estate planning.

Business Protection

Relevant Life Plans A tax-efficient life insurance policy paid for by your business. It protects your family while offering Corporation Tax relief for your company.

Unsure what you need?

You don't need all of these, but you do need the right ones. We can create a tailored "menu plan" that combines these elements to fit your budget.

Get In Touch

0330 133 2620

info@ijmortgages.co.uk

Warrington

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Registered Office: I J Mortgage Solutuons Limited, 17 Blackley Close, Warrington, WA4 1JA. Registered Company

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